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How much does a Medicare Supplement Plan Cost In Tampa, Florida?


How much does a Medicare supplement plan cost in Tampa, Florida?  Well, that depends upon a variety of factors.  Generally, Medicare supplement plan monthly premiums run slightly higher in Florida than they do in most other states.  But there are other factors that have a far greater impact on price.

We will list the factors that impact the premium rates of Medicare supplement insurance.  They are ordered from the most significant impact, to the least:

  • Plan Type
  • Age
  • Company
  • Tobacco Use
  • Health Status

Plan Type
The most significant factor is the plan type that you choose.  For example, the monthly premium of a plan type "F" is going to be significantly higher than the monthly premium of a "high deductible plan type F".  This is because each Medicare supplement plan type offers a different benefit structure.  All supplement plans are designed to cover medical costs that are not covered by traditional Medicare.  However, some plans pick up more medical costs than others.  These benefit differences are reflected in monthly premium.

Age
With very few exceptions, the older you are, the higher your monthly premium.

Good to know:  Tell the Truth on your application: Did you know that in some circumstances, health plan companies are not legally obligated to honor your policy and pay claims if you knowingly misrepresented the truth on your application?  Getting your application accepted, or getting a cheaper premium, is not worth the risk of the company canceling your policy because you misrepresented the truth.


Tampa Community Hospital, Tampa FL - health insurance
Tampa Community Hospital
6001 Webb Rd
Tampa, FL 33615
Telephone: (813) 888-7060
Plus Code: 2C2G+X9 Town 'N' Country, Florida
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Company
In Tampa, Florida Medicare supplement monthly premiums vary wildly depending upon which insurance company you buy the plan from.  The fact that plan benefits may be exactly the same, does not mean the monthly premium will be.  While traditional Medicare is a government program, Medicare supplement plans are offered by private insurance companies.  They get to set the pricing of the plans they offer.

Tobacco Use
Most insurance companies in Florida will charge a slightly higher monthly premium for Medicare supplement coverage if you smoke or chew tobacco.

Health Status
In some cases, if you are not enrolling within the open enrollment - guarantee issue time frame for Medicare supplement coverage, some companies in Florida will charge you a higher rate if you have specific medical issues.  Please contact us if you have questions concerning this.

On Average For 2019

On average, in Tampa, Florida, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, female applicant would be: $140 - $180.
On average, in Tampa, Florida, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, male applicant would be: $150 - $200.

Good to know:  Ask questions.  If you don't understand the details of the plan offered, contact the insurance company or give us a call.  While there are a variety of online tools and resources that can help, the best thing to do is simply pick up the phone and talk to an insurance professional.  You need to clearly understand what you're buying.



To get an exact rate, click the "Get An Instant Quote Now" at the top of the page!

Other articles:
Is Short-Term Health Insurance Right For You?
5 Important Steps For Getting Health Insurance In Florida.
Finding Health Insurance in Tampa, Florida
The First 3 Steps in Acquiring Medicare Supplement Insurance Coverage in Florida
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