Get An Instant Quote Now



How much does a Medicare Supplement Plan Cost In Tampa, Florida?


How much does a Medicare supplement plan cost in Tampa, Florida?  Well, that depends upon a variety of factors.  Generally, Medicare supplement plan monthly premiums run slightly higher in Florida than they do in most other states.  But there are other factors that have a far greater impact on price.

We will list the factors that impact the premium rates of Medicare supplement insurance.  They are ordered from the most significant impact, to the least:

  • Plan Type
  • Age
  • Company
  • Tobacco Use
  • Health Status

Plan Type
The most significant factor is the plan type that you choose.  For example, the monthly premium of a plan type "F" is going to be significantly higher than the monthly premium of a "high deductible plan type F".  This is because each Medicare supplement plan type offers a different benefit structure.  All supplement plans are designed to cover medical costs that are not covered by traditional Medicare.  However, some plans pick up more medical costs than others.  These benefit differences are reflected in monthly premium.

Age
With very few exceptions, the older you are, the higher your monthly premium.

Good to know:  It's never too late to negotiate a bill.  Many patients think once a bill has gone to collections it's game over, but that's not true.  Call the healthcare provider first, not the collection agency, to see if you can negotiate directly with them.  They have much more of an interest to negotiate the debt down than the collection agency.

Tampa Community Hospital, Tampa FL - health insurance
Tampa Community Hospital
6001 Webb Rd
Tampa, FL 33615
Telephone: (813) 888-7060
Plus Code: 2C2G+X9 Town 'N' Country, Florida
Website
Map

Company
In Tampa, Florida Medicare supplement monthly premiums vary wildly depending upon which insurance company you buy the plan from.  The fact that plan benefits may be exactly the same, does not mean the monthly premium will be.  While traditional Medicare is a government program, Medicare supplement plans are offered by private insurance companies.  They get to set the pricing of the plans they offer.

Tobacco Use
Most insurance companies in Florida will charge a slightly higher monthly premium for Medicare supplement coverage if you smoke or chew tobacco.

Health Status
In some cases, if you are not enrolling within the open enrollment - guarantee issue time frame for Medicare supplement coverage, some companies in Florida will charge you a higher rate if you have specific medical issues.  Please contact us if you have questions concerning this.

On Average For 2020

On average, in Tampa, Florida, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, female applicant would be: $140 - $180.
On average, in Tampa, Florida, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, male applicant would be: $150 - $200.

Good to know:  When it comes to dealing with your medical insurance company, forget the touchy-feely commercials and go with your head.  Don't buy the advertising hype.  The primary function of multi-billion dollar insurance companies is to make more billions for themselves and their investors.  This means that when you deal with your insurer, you need to remain objective and check your emotions.


To get an exact rate, click the "Get An Instant Quote Now" at the top of the page!

Other articles:
Is Short-Term Health Insurance Right For You?
5 Important Steps For Getting Health Insurance In Florida.
Finding Health Insurance in Tampa, Florida
The First 3 Steps in Acquiring Medicare Supplement Insurance Coverage in Florida
Resources



Request a Call Back

We are pleased to assist and will respond promptly.