Because of recent government changes, short-term health insurance has become a more attractive health plan option for those seeking immediate, albeit temporary solutions to health coverage. Long-term health plans can be costly, and unfortunately, accidents, illnesses, and injuries don’t always occur during the time period a health plan is in effect.
For many Americans, being without healthcare coverage that can help pay the expenses of those in between periods is not a risk they can afford. It is a mistake few are willing to make, especially considering the availability of affordable short-term options. For this reason, many families have turned to short-term or “gap” insurance to obtain the coverage and flexibility they need while they consider their choices for longer-term health coverage.
Whether it’s to bridge the gap between employer group health plans or to search for alternatives to Medicaid and the like, many Americans may find themselves without health insurance for at least a short period of time. Millions of families have found that short-term health insurance is a fitting solution for health coverage while they explore long-term plans. Often referred to as “gap insurance,” short-term health insurance provides affordable coverage benefits for individuals, their spouses, and their dependents if applicable. These types of insurance plans cover emergencies, take effect quickly, and are easy to cancel whenever you decide you’re ready to move on.
Whether or not short-term health insurance is right for you depends on the unique details of your situation. Consider the following common reasons why many choose to carry temporary medical insurance during their gap periods. If any of these reasons sound similar to your situation, short-term health insurance might be right for you.
Medical expenses can become very costly, very quickly. Whether it’s for the occasional accident, a serious unforeseen illness, or simply a wellness checkup, short-term gap insurance is strongly recommended to keep you and your family covered in the case of unforeseen medical emergencies.Author: Jessica Gervais