If you are living in the Atlanta Georgia area, you are aware of something that a lot of Americans do not know: Atlanta is a great place to live and retire.  We have all the Amenities of a Major U.S. city, yet we still enjoy a way of living that is different, less frantic, and more personal than the hustle and bustle you find in most Northern Metropolises.  Fortunately, things just seem to move at a more reasonable pace in Georgia.  We really do take time to smell the roses.

Now if one can just purchase the perfect Medicare Supplement or Medicare Advantage coverage - well things just couldn't get more ideal.

What you want to avoid, is for your Southern lifestyle to be hampered by a Medicare supplement insurance choice that was not well thought out.  Following are these 3 initial steps to acquiring a first-rate Medicare Supplement, or Medicare Advantage plan:

1.  Know the Medicare eligibility requirements.

You must be covered by Medicare before you can qualify for a Medicare plan supplement, or Medicare Advantage plan.  Surprisingly there are some circumstances that can make you ineligible for Medicare - even if you are a U.S. citizen.  For example, if you have not paid a sufficient amount of social security employee withheld taxes into the system, you may not qualify.  This circumstance can sometime arise if you or your spouse has not had a long enough history of full-time employment.  The situation can be remedied but, you may have to pay an additional fee in order to be eligible.

2.  Know which Medicare (Medigap) options are available to you in the Atlanta, GA region.

Once you are covered by Medicare, you will have an array of Medicare insurance options to choose from.  Medicare supplement plans are offered in specific benefit packages that are signified by letters of the alphabet.  For example: Medicare Supplement Plan A, Medicare Supplement Plan N, Medicare Supplement plan G.  The benefits of these plans are standardized by law.  So, no matter which insurance company is issuing the plan, the benefits for each plan type are generally the same.  Consequently, a Medicare Supplement Plan F offered by Anthem Blue Cross Blue Shield, is required to provide the same general benefits as a Medicare Supplement Plan F issued by Cigna, or Mutual of Omaha.

There are also Medicare Advantage plans.  The benefit structure of these type of Medicare insurance plan options are entirely different.  They generally provide more comprehensive coverage at a lower cost.  However, they are likely to have more restrictions on usages and networks.  Be sure you fully understand how Medicare Advantage plans work, before signing up for one.

Children's Healthcare of Atlanta - Hughes Spalding Hospital 35 Jesse Hill Jr Dr SE Atlanta, GA 30303 Telephone: (404) 785-5437 Plus Code: QJ39+H5 Atlanta, Georgia

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Northside Hospital Atlanta 1000 Johnson Ferry Rd NE Atlanta, GA 30342 Telephone: (404) 851-8000 Plus Code: WJ5W+FQ Sandy Springs, Georgia

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