How much does a Medicare Supplement Plan Cost In Columbus, Georgia?
How much does a Medicare supplement plan cost in Columbus, Georgia? Well, that depends upon a variety of factors. Generally, Medicare supplement plan monthly
premiums run slightly higher in Georgia than they do in other surrounding states. But there are other factors that have a far greater impact on price.
We will list the factors that impact the premium rates of Medicare supplement insurance. They are ordered from the most significant impact, to the least:
- Tobacco Use
- Health Status
The most significant factor is the plan type that you choose. For example, the monthly premium of a plan type "F"
is going to be significantly higher than the monthly premium of a "high deductible plan type F"
This is because each Medicare supplement plan type offers a different benefit structure. All supplement plans are designed to cover medical costs that are not covered by traditional Medicare.
However, some plans pick up more medical costs than others. These benefit differences are reflected in monthly premium.
With very few exceptions, the older you are, the higher your monthly premium.
Good to know:
Starting around their first birthday, kids should get twice-yearly checkups from the dentist, says Keith Morley, DMD, president of the American Academy of Pediatric Dentistry. Preventive care, nips problems in the bud before they become more costly. You should also talk to your dentist about getting sealants for your child's molars. (Sealants are a liquid plastic material applied to your child's back teeth to prevent them from decaying.) Many insurance companies cover the cost, but even if they don't, get them anyway: They'll probably save you money in the long run.
courtesy of Parents.com
|Piedmont Columbus Regional Northside
100 Frist Ct
Columbus, GA 31909
Telephone: (706) 494-2100
Plus Code: G2MX+RG Columbus, Georgia
In Columbus, Medicare supplement monthly premiums vary wildly depending upon which insurance company you buy the plan from.
The fact that plan benefits may be exactly the same, does not mean the monthly premium will be. While traditional Medicare is a government program, Medicare supplement plans are offered by private insurance companies. They get to set the pricing of the plans they offer.
Most insurance companies in Georgia will charge a slightly higher monthly premium for Medicare supplement coverage if you smoke or chew tobacco.
In some cases, if you are not enrolling within the open enrollment - guarantee issue time frame for Medicare supplement coverage, some companies in Georgia will charge you a higher rate if you have specific medical issues. Please contact us if you have questions concerning this.
Medicare supplement insurance plan rates in Georgia are affected by gender. The monthly premium rates tend to be slightly lower for women than they are for men.
The cost of your Medicare supplement plan can vary moderately dependent on where you live within the state. There are a multitude of factors that impact this variance of pricing
within Georgia. Such factors include: The regional costs of physician and hospital services, Fee schedule negotiated by the insurance companies for services. Fee schedule negotiated by the
insurance companies for prescription drug pricing.
On Average For 2020
On average, in Columbus, Georgia, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, female
applicant would be: $109.00 - $170.00
On average, in Columbus, Georgia, for a standard plan A, the average monthly premium for a 65 year old non-tobacco, male
applicant would be: $116.00 - $188.00
Good to know: Get your prescriptions via mail order. For medications you use long-term, you'll reduce hassle and cost if you order pills on a subscription service through your insurer. "Utilizing 90-day supplies and mail order can decrease dispensing fees," says Diana Graalum, clinical pharmacy manager at MedSavvy
Medicare Supplement vs Medicare Advantage in Georgia